NetPayPlannerOvertime Tax Calculator
Enter your pay rate and the hours you worked in one pay period. This overtime tax calculator shows your take-home pay with and without overtime, so you can see how much of the extra pay you actually keep.
Take-home pay with overtime
$1,137.12
You keep $291.70 of your $375.00 overtime pay (78%).
| Regular pay only | With overtime | |
|---|---|---|
| Gross pay | $1,000.00 | $1,375.00 |
| Federal income tax | $78.08 | $132.69 |
| Social Security | $62.00 | $85.25 |
| Medicare | $14.50 | $19.94 |
| Take-home pay | $845.42 | $1,137.12 |
Estimate for one pay period, treating each paycheck as if it repeated all year. Actual withholding depends on your W-4.
How overtime is taxed
Overtime is not taxed at a special rate. It counts as regular income and is added to your regular pay. Payroll software withholds tax as if the larger paycheck repeats every pay period, so the withholding on a big overtime check can look high. If too much was withheld, you get it back as a refund when you file.
Frequently asked questions
Is overtime taxed at a higher rate?
No. Overtime pay is taxed at your normal rates. It can push part of your income into a higher bracket, but only the extra dollars are taxed at that higher rate.
Why does my overtime check look smaller than I expected?
Withholding on a larger paycheck is calculated as if you earned that amount every pay period all year. That often withholds more than you will owe for the year. The difference comes back at tax time.
Is there a federal deduction for overtime pay?
For tax years 2025 through 2028, a federal deduction applies to the extra half of time-and-a-half pay, up to $12,500 for single filers and $25,000 for joint filers, with limits at higher incomes. You claim it when you file your return. This calculator does not include it.
How do I calculate overtime pay?
Multiply your hourly rate by 1.5 for time and a half, then multiply by your overtime hours. Add that to your regular pay. The calculator does this for you.