NetPayPlannerIllinois Paycheck Calculator
This Illinois paycheck calculator shows your take-home pay after federal income tax, Social Security, Medicare and Illinois's 4.95% flat income tax. Enter a salary or hourly rate and the result updates as you type.
Illinois taxes wages at one rate no matter how much you earn, and no city or county in the state taxes wages on top of that. The calculator also applies Illinois's per-person exemption for you, a spouse and any dependents.
Pay type
Health insurance, HSA, FSA.
Take-home pay per paycheck
$1,829.27
$47,561 per year, $3,963 per month, $915 per week
- Take-home
- Federal tax
- Social Security
- Medicare
- State tax
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| 401(k) / retirement | $0.00 | $0.00 |
| Other pre-tax deductions | $0.00 | $0.00 |
| Federal income tax | $193.08 | $5,020.00 |
| Social Security | $143.08 | $3,720.00 |
| Medicare | $33.46 | $870.00 |
| State income tax | $108.80 | $2,828.93 |
| Take-home pay | $1,829.27 | $47,561.08 |
Estimate based on 2026 federal rules and Illinois rules. Your actual paycheck depends on your W-4, local taxes and employer benefits.
Illinois take-home pay at common salaries
| Salary | Take-home per year | Per month | Per paycheck (bi-weekly) |
|---|---|---|---|
| $30,000 | $24,941 | $2,078 | $959 |
| $40,000 | $32,481 | $2,707 | $1,249 |
| $50,000 | $40,021 | $3,335 | $1,539 |
| $60,000 | $47,561 | $3,963 | $1,829 |
| $75,000 | $58,021 | $4,835 | $2,232 |
| $100,000 | $74,371 | $6,198 | $2,860 |
| $150,000 | $106,507 | $8,876 | $4,096 |
Single filer, no pre-tax deductions, bi-weekly pay.
Illinois tax facts for 2026
- State income tax
- Flat 4.95%
- Standard deduction
- None
- Exemption allowance
- Applied per person for you, a spouse and each dependent
- Local income tax
- None on wages
- Social Security
- 6.2% on wages up to $184,500
- Medicare
- 1.45% on all wages, plus 0.9% above $200,000 (single)
- Federal standard deduction
- $16,100 single, $32,200 married filing jointly, $24,150 head of household
How your Illinois paycheck is calculated
We subtract your pre-tax deductions from gross pay. Federal income tax is estimated from the 2026 brackets after your standard deduction. Illinois tax is 4.95% of your pay after the exemption allowance.
Traditional 401(k) contributions lower your Illinois taxable pay as well as your federal taxable pay. Social Security is 6.2% up to $184,500 and Medicare is 1.45% of all wages.
Frequently asked questions
What is the Illinois income tax rate?
Illinois has a flat income tax rate of 4.95%. It applies to all taxable income, and the state constitution requires a flat rate.
Does Illinois tax 401(k) contributions?
Traditional 401(k) contributions are not taxed by Illinois when you make them, the same as federal income tax. Social Security and Medicare still apply to that pay.
Does Chicago have a city income tax?
No. Chicago and Cook County do not tax wages. The city's taxes show up elsewhere, such as sales and property taxes.
Does this work as an Illinois hourly pay calculator?
Yes. Choose Hourly, enter your rate and weekly hours, and pick your pay frequency. It works the same way as an Illinois salary calculator or take-home pay calculator.
How much take-home pay will I have on $50,000 in Illinois?
The salary table above shows take-home pay for $50,000 and six other salary levels for a single filer with no pre-tax deductions.